:root{
  --purple:#6d28d9;--purple-2:#8b35e8;--purple-3:#4c1d95;--lavender:#f4ecff;--ink:#101322;--muted:#5d6475;--white:#fff;--soft:#f8f7fb;--border:#e6e0ef;--footer:#111827;--shadow:0 24px 70px rgba(31,15,68,.16);--radius:18px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.55}body.menu-open{overflow:hidden}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.container{width:min(1440px,calc(100% - 56px));margin:auto}.site-main{min-height:40vh}.screen-reader-text{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}h1,h2,h3,p{margin-top:0}

/* Header */
.top-nav{position:sticky;top:0;z-index:1000;background:rgba(255,255,255,.96);backdrop-filter:blur(14px);border-bottom:1px solid var(--border)}
.nav-inner{min-height:94px;display:grid;grid-template-columns:auto minmax(0,1fr) auto auto;align-items:center;gap:30px}.site-logo{display:inline-flex;align-items:center;justify-self:start}.site-logo img,.custom-logo{width:275px;max-width:100%;height:auto!important;display:block}.nav-links{display:flex;align-items:center;justify-content:center;justify-self:center;min-width:0}.primary-menu{display:flex;align-items:center;justify-content:center;gap:22px;list-style:none;margin:0;padding:0}.primary-menu li{position:relative}.primary-menu a{position:relative;display:block;padding:34px 0;color:var(--ink);font-size:15px;font-weight:800;white-space:nowrap;transition:color .2s ease}.primary-menu a:hover,.primary-menu .current-menu-item>a,.primary-menu .current_page_item>a{color:var(--purple)}.primary-menu .current-menu-item>a:after,.primary-menu .current_page_item>a:after{content:"";position:absolute;left:0;right:0;bottom:26px;height:3px;background:var(--purple);border-radius:999px}.primary-menu .menu-item-has-children>a{padding-right:18px}.primary-menu .menu-item-has-children>a:before{content:"";position:absolute;right:0;top:50%;width:7px;height:7px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:translateY(-65%) rotate(45deg);opacity:.75}.primary-menu .sub-menu{position:absolute;left:50%;top:100%;min-width:245px;margin:0;padding:12px;list-style:none;background:#fff;border:1px solid var(--border);border-radius:14px;box-shadow:0 18px 55px rgba(31,15,68,.16);opacity:0;visibility:hidden;transform:translate(-50%,10px);transition:opacity .18s ease,transform .18s ease,visibility .18s ease;z-index:1001}.primary-menu li:hover>.sub-menu,.primary-menu li:focus-within>.sub-menu{opacity:1;visibility:visible;transform:translate(-50%,0)}.primary-menu .sub-menu:before{content:"";position:absolute;top:-8px;left:50%;width:14px;height:14px;background:#fff;border-left:1px solid var(--border);border-top:1px solid var(--border);transform:translateX(-50%) rotate(45deg)}.primary-menu .sub-menu a{padding:12px 14px;border-radius:10px;color:var(--ink);font-size:14px;font-weight:800;white-space:nowrap}.primary-menu .sub-menu a:after{display:none!important}.primary-menu .sub-menu a:hover,.primary-menu .sub-menu .current-menu-item>a,.primary-menu .sub-menu .current_page_item>a{background:var(--lavender);color:var(--purple)}
.phone-btn{display:inline-flex;align-items:center;justify-content:center;justify-self:end;gap:11px;border:0;border-radius:12px;padding:12px 20px 12px 13px;color:#fff;background:linear-gradient(135deg,var(--purple),var(--purple-2));box-shadow:0 14px 35px rgba(109,40,217,.28);font-size:16px;font-weight:900;white-space:nowrap;transition:transform .2s ease,box-shadow .2s ease}.phone-btn:hover{transform:translateY(-2px);box-shadow:0 18px 40px rgba(109,40,217,.34)}.phone-icon{width:34px;height:34px;display:inline-grid;place-items:center;border-radius:999px;background:rgba(255,255,255,.18);flex:0 0 34px}.phone-icon svg{width:18px;height:18px;fill:currentColor}.menu-toggle{display:none;width:46px;height:46px;border:1px solid var(--border);background:#fff;color:var(--purple);border-radius:10px;font-size:28px;line-height:1;cursor:pointer;z-index:1102}.mobile-menu-backdrop{position:fixed;inset:0;background:rgba(16,19,34,.48);backdrop-filter:blur(3px);opacity:0;visibility:hidden;transition:opacity .22s ease,visibility .22s ease;z-index:1098}.mobile-menu-backdrop.active{opacity:1;visibility:visible}.mobile-menu{position:fixed;top:0;right:0;width:min(390px,88vw);height:100vh;background:#fff;z-index:1099;padding:0 22px 28px;box-shadow:-24px 0 70px rgba(31,15,68,.22);transform:translateX(105%);transition:transform .25s ease;overflow-y:auto;-webkit-overflow-scrolling:touch;border-left:1px solid var(--border);display:block}.mobile-menu.active{transform:translateX(0)}.mobile-menu-panel-head{position:sticky;top:0;z-index:2;display:flex;align-items:center;justify-content:space-between;padding:22px 0 16px;margin-bottom:6px;background:#fff;border-bottom:1px solid var(--border);color:var(--ink);font-size:18px;font-weight:950}.mobile-menu-close{width:42px;height:42px;border:1px solid var(--border);border-radius:12px;background:var(--lavender);color:var(--purple);font-size:30px;line-height:1;cursor:pointer}.mobile-primary-menu,.mobile-primary-menu ul{list-style:none;margin:0;padding:0}.mobile-primary-menu>li{border-bottom:1px solid rgba(230,224,239,.75)}.mobile-primary-menu a{display:block;padding:15px 0;color:var(--ink);font-weight:900}.mobile-primary-menu a:hover{color:var(--purple)}.mobile-primary-menu .menu-item-has-children{position:relative}.mobile-submenu-toggle{position:absolute;top:7px;right:0;width:38px;height:38px;border:0;border-radius:10px;background:var(--lavender);color:var(--purple);font-size:18px;font-weight:900;cursor:pointer;transition:transform .2s ease}.mobile-primary-menu .sub-menu{display:none;margin:0 0 14px;padding:8px 0 8px 16px;border-left:3px solid var(--lavender);background:#fff}.mobile-primary-menu li.submenu-open>.sub-menu{display:block}.mobile-primary-menu li.submenu-open>.mobile-submenu-toggle{transform:rotate(180deg)}.mobile-primary-menu .sub-menu li{border:0}.mobile-primary-menu .sub-menu a{padding:10px 0;color:var(--muted);font-size:14px;font-weight:800}.mobile-phone-link{display:flex;align-items:center;justify-content:center;gap:10px;margin-top:22px;padding:14px 18px 14px 12px;border-radius:14px;color:#fff!important;background:linear-gradient(135deg,var(--purple),var(--purple-2));font-weight:950;box-shadow:0 14px 35px rgba(109,40,217,.26)}.mobile-phone-link .phone-icon{background:rgba(255,255,255,.18)}

/* Buttons/forms */
.primary-btn,.outline-btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;border:0;border-radius:8px;padding:15px 24px;font-size:16px;font-weight:900;cursor:pointer;transition:.2s ease}.primary-btn{color:#fff;background:linear-gradient(135deg,var(--purple),var(--purple-2));box-shadow:0 14px 35px rgba(109,40,217,.28)}.primary-btn:hover,.outline-btn:hover{transform:translateY(-2px)}.outline-btn{color:#fff;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.65)}form{display:grid;gap:12px}input,select,textarea{width:100%;padding:15px 16px;border:1px solid #d8d1e5;border-radius:7px;font:inherit;outline:none;background:#fff}input:focus,select:focus,textarea:focus{border-color:var(--purple);box-shadow:0 0 0 4px rgba(109,40,217,.1)}textarea{min-height:126px;resize:vertical}.consent{display:flex;align-items:flex-start;gap:10px;color:var(--muted);font-size:13px;margin:2px 0 8px;font-weight:400}.consent input{width:auto;margin-top:4px}

/* Homepage */
.hero{min-height:620px;display:flex;align-items:center;background:linear-gradient(90deg, rgba(9,17,34,.92) 0%, rgba(9,17,34,.78) 38%, rgba(9,17,34,.24) 68%, rgba(9,17,34,.08) 100%),url('https://images.unsplash.com/photo-1570129477492-45c003edd2be?auto=format&fit=crop&w=2200&q=90') center/cover no-repeat}.hero-grid{display:grid;grid-template-columns:1fr 440px;gap:72px;align-items:center;padding:68px 0}.eyebrow{margin-bottom:18px;color:#c69bff;text-transform:uppercase;letter-spacing:.04em;font-size:15px;font-weight:900}h1{max-width:760px;margin-bottom:22px;color:#fff;font-size:clamp(44px,6vw,76px);line-height:1.04;letter-spacing:-2.8px;font-weight:950}h1 span{color:var(--purple-2)}.hero-lead{max-width:620px;margin-bottom:34px;color:rgba(255,255,255,.94);font-size:21px;line-height:1.55}.hero-points{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;max-width:760px;margin-bottom:34px;color:#fff}.hero-point{display:flex;align-items:center;gap:14px;font-weight:800;font-size:15px}.icon-circle{flex:0 0 48px;width:48px;height:48px;display:grid;place-items:center;border-radius:50%;color:#fff;background:linear-gradient(135deg,var(--purple),var(--purple-2));box-shadow:0 12px 26px rgba(109,40,217,.36);font-size:22px}.hero-actions{display:flex;gap:18px;flex-wrap:wrap}.callback-card{background:rgba(255,255,255,.96);border-radius:18px;padding:36px;box-shadow:var(--shadow)}.callback-card h2{margin-bottom:4px;color:var(--purple);font-size:30px;line-height:1.1}.callback-card p{margin-bottom:20px;color:var(--muted);font-size:14px}section{padding:74px 0}.services{background:#fff;padding-top:28px}.services-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:20px}.service-card{min-height:190px;padding:26px 18px 22px;text-align:center;border:1px solid var(--border);border-radius:10px;background:#fff;box-shadow:0 14px 40px rgba(22,17,39,.06);transition:.2s ease}.service-card:hover{transform:translateY(-5px);border-color:rgba(109,40,217,.45);box-shadow:0 20px 50px rgba(109,40,217,.14)}.service-icon{width:70px;height:70px;margin:0 auto 18px;display:grid;place-items:center;border-radius:50%;color:var(--purple);background:var(--lavender);font-size:34px}.service-card h3{margin-bottom:8px;font-size:17px}.service-card p{min-height:58px;margin-bottom:16px;color:var(--muted);font-size:14px;line-height:1.35}.learn-more{color:var(--purple);font-size:14px;font-weight:900}.work-strip{padding:34px 0;color:#fff;background:linear-gradient(135deg,#4c1d95,#7025c8 55%,#4c1d95)}.work-grid{display:grid;grid-template-columns:280px repeat(4,1fr);gap:28px;align-items:center}.work-intro h2{margin-bottom:8px;color:#fff;font-size:30px;line-height:1.1}.work-intro p{margin-bottom:0;color:rgba(255,255,255,.9)}.work-step{display:grid;grid-template-columns:54px 1fr;gap:14px;align-items:start}.step-no{width:54px;height:54px;display:grid;place-items:center;border-radius:50%;background:#fff;color:var(--purple);font-size:24px;font-weight:950}.work-step h3{margin-bottom:6px;color:#fff;font-size:15px}.work-step p{margin-bottom:0;color:rgba(255,255,255,.88);font-size:14px}.why{background:var(--soft)}.why-grid{display:grid;grid-template-columns:1.1fr repeat(4,1fr);gap:28px;align-items:center}.why h2{margin-bottom:0;font-size:30px;letter-spacing:-.6px}.why h2 span{color:var(--purple)}.why-item{display:flex;align-items:center;gap:14px;color:var(--ink);font-weight:700;font-size:14px}.why-item .service-icon{flex:0 0 48px;width:48px;height:48px;margin:0;font-size:24px}.calculator-section{background:#fff}.calculator-grid{display:grid;grid-template-columns:1fr 460px;gap:54px;align-items:center}.section-label{margin-bottom:10px;color:var(--purple);text-transform:uppercase;letter-spacing:.08em;font-size:14px;font-weight:950}.calculator-section h2{margin-bottom:16px;font-size:clamp(34px,4vw,52px);line-height:1.08;letter-spacing:-1.5px}.calculator-section p{max-width:620px;color:var(--muted);font-size:18px}.calculator-card{padding:30px;border-radius:18px;background:linear-gradient(135deg,var(--purple),var(--purple-2));color:#fff;box-shadow:var(--shadow)}.calculator-card label{display:grid;gap:8px;margin-bottom:14px;font-weight:800}.result-box{margin-top:16px;padding:22px;border-radius:14px;background:rgba(255,255,255,.16);border:1px solid rgba(255,255,255,.22)}.result-box span{display:block;margin-bottom:6px;font-size:13px;font-weight:900;text-transform:uppercase;letter-spacing:.05em}.result-box strong{display:block;font-size:46px;line-height:1}

/* Book appointment */
.page-hero{padding:92px 0 72px;color:#fff;text-align:center;background:linear-gradient(135deg,rgba(9,17,34,.92),rgba(76,29,149,.88)),url("https://images.unsplash.com/photo-1560518883-ce09059eeffa?auto=format&fit=crop&w=2200&q=90") center/cover no-repeat}.page-hero h1{max-width:860px;margin:0 auto 20px;font-size:clamp(42px,6vw,72px);line-height:1.04;letter-spacing:-2.6px;font-weight:950}.page-hero p{max-width:730px;margin:0 auto 30px;color:rgba(255,255,255,.94);font-size:21px}.hero-note{max-width:680px;margin:0 auto;padding:24px 28px;border:1px solid rgba(255,255,255,.28);border-radius:16px;background:rgba(255,255,255,.11);backdrop-filter:blur(8px);box-shadow:0 20px 60px rgba(0,0,0,.12)}.hero-note strong{display:block;margin-bottom:6px;font-size:20px}.steps{padding:50px 0 22px;background:var(--soft)}.progress{position:relative;display:grid;grid-template-columns:repeat(6,1fr);max-width:1040px;margin:auto;gap:12px}.progress:before{content:"";position:absolute;left:8%;right:8%;top:19px;height:2px;background:#d8d1e5}.pstep{position:relative;z-index:1;text-align:center}.dot{width:40px;height:40px;display:grid;place-items:center;margin:0 auto 10px;border-radius:50%;color:#fff;background:#b7b4c3;font-weight:900}.pstep.active .dot{background:linear-gradient(135deg,var(--purple),var(--purple-2));box-shadow:0 12px 26px rgba(109,40,217,.28)}.pstep span{display:block;padding:0 4px;font-size:13px;font-weight:900}.form-section{padding:40px 0 76px;background:var(--soft)}.form-card{max-width:1040px;margin:0 auto;padding:42px;border:1px solid var(--border);border-radius:18px;background:#fff;box-shadow:var(--shadow)}.form-card h2{margin:0 0 10px;color:var(--purple);font-size:34px;line-height:1.15;text-align:center}.form-card>p{margin:0 0 30px;color:var(--muted);text-align:center;font-size:17px}.grid{display:grid;grid-template-columns:1fr 1fr;gap:20px 34px}label{display:block;margin-bottom:8px;font-size:13px;font-weight:900}.full{grid-column:1/-1}.actions{display:flex;justify-content:center;margin-top:30px}.secure{margin-top:24px;color:var(--muted);font-size:14px;text-align:center}.calendly-box{grid-column:1/-1;padding:24px;border:1px solid var(--border);border-radius:16px;background:linear-gradient(135deg,#fbf9ff,#f4ecff);text-align:center}.calendly-box h3{margin:0 0 8px;color:var(--purple);font-size:22px}.calendly-box p{margin:0 0 18px;color:var(--muted)}.calendly-btn{width:100%;max-width:380px}

/* Generic pages */
.theme-page{padding:70px 0}.theme-page .entry-content{max-width:900px}.theme-page h1{color:var(--ink);font-size:clamp(36px,5vw,58px);letter-spacing:-1.4px}.theme-placeholder-card{max-width:900px;margin:70px auto;padding:42px;border:1px solid var(--border);border-radius:var(--radius);box-shadow:0 14px 40px rgba(22,17,39,.06);background:#fff}.theme-placeholder-card h1{color:var(--purple);font-size:42px;letter-spacing:-1px}.theme-placeholder-card p{color:var(--muted);font-size:18px}.not-found{padding:90px 0}

/* Footer */
.site-footer{position:relative;background:#111827;color:rgba(255,255,255,.78);font-size:14px;overflow:hidden}.footer-accent{height:5px;background:linear-gradient(90deg,var(--purple),var(--purple-2),#c69bff)}.footer-main{display:grid;grid-template-columns:1.25fr 1fr 1fr 1fr;gap:34px;padding:54px 0 36px}.footer-col strong{display:block;margin:0 0 14px;color:#fff;font-size:18px}.footer-col p{margin:0 0 14px;line-height:1.75}.footer-logo{display:inline-block;margin-bottom:18px;padding:14px;border-radius:14px;background:#fff}.footer-logo img,.footer-logo .custom-logo{width:230px;height:auto!important}.footer-warning{padding:16px 18px;border-radius:14px;background:rgba(109,40,217,.16);border:1px solid rgba(139,53,232,.34);color:#fff!important;font-weight:800}.footer-links-col nav{display:grid;gap:10px}.footer-links-col a{color:rgba(255,255,255,.78);font-weight:800}.footer-links-col a:hover{color:#fff}.footer-contact{padding:24px;border:1px solid rgba(255,255,255,.12);border-radius:18px;background:rgba(255,255,255,.05)}.footer-call{display:inline-flex;align-items:center;gap:11px;margin:0 0 14px;padding:12px 18px 12px 12px;border-radius:12px;color:#fff!important;background:linear-gradient(135deg,var(--purple),var(--purple-2));box-shadow:0 14px 35px rgba(109,40,217,.26);font-weight:900}.footer-call .phone-icon{background:rgba(255,255,255,.18)}.footer-email{display:block;margin-bottom:10px;font-weight:800;color:#fff}.footer-hours{color:rgba(255,255,255,.72)}.footer-legal{padding:22px 0;border-top:1px solid rgba(255,255,255,.12);border-bottom:1px solid rgba(255,255,255,.12)}.footer-legal p{max-width:1000px;margin:0;color:rgba(255,255,255,.72);font-size:13px}.footer-bottom{display:flex;align-items:center;justify-content:space-between;gap:22px;padding:22px 0 28px;font-size:13px}.footer-bottom p{margin:0}.footer-links{display:flex;align-items:center;gap:18px;flex-wrap:wrap}.footer-links a{font-weight:800;color:rgba(255,255,255,.78)}.footer-links a:hover{color:#fff}

@media(max-width:1380px){.container{width:min(1360px,calc(100% - 40px))}.nav-inner{gap:22px}.site-logo img,.custom-logo{width:245px}.primary-menu{gap:16px}.primary-menu a{font-size:14px}.phone-btn{padding:10px 16px 10px 11px;font-size:15px}.phone-icon{width:31px;height:31px;flex-basis:31px}.phone-icon svg{width:17px;height:17px}}
@media(max-width:1240px){.nav-inner{display:flex;justify-content:space-between}.nav-links{display:none}.menu-toggle{display:inline-grid;place-items:center}.footer-main{grid-template-columns:1fr 1fr}.footer-contact{align-self:start}.hero-grid{grid-template-columns:1fr;gap:36px}.callback-card{max-width:560px}.services-grid{grid-template-columns:repeat(3,1fr)}.work-grid{grid-template-columns:1fr 1fr}.why-grid{grid-template-columns:1fr 1fr}.calculator-grid{grid-template-columns:1fr}.progress{grid-template-columns:repeat(3,1fr);gap:22px}.progress:before{display:none}}
@media(max-width:720px){.container{width:min(100% - 30px,1320px)}.nav-inner{min-height:74px}.site-logo img,.custom-logo{width:205px}.phone-btn{display:none}.hero{min-height:auto}.hero-grid{padding:52px 0}h1{letter-spacing:-1.5px}.hero-points,.services-grid,.work-grid,.why-grid,.grid,.footer-main,.progress{grid-template-columns:1fr}.callback-card,.form-card{padding:24px}.hero-actions a,.primary-btn,.outline-btn{width:100%}.primary-btn,.outline-btn{padding:14px 18px}.work-step{grid-template-columns:48px 1fr}section{padding:54px 0}.page-hero{padding:66px 0 52px}.page-hero h1{font-size:40px;letter-spacing:-1.4px}.page-hero p{font-size:18px}.actions{display:block}.footer-main{padding:38px 0 28px;gap:28px}.footer-logo img,.footer-logo .custom-logo{width:205px}.footer-contact{padding:20px}.footer-bottom{display:block}.footer-links{margin-top:12px;display:grid;gap:8px}.theme-placeholder-card{padding:24px;margin:44px auto}.theme-placeholder-card h1{font-size:32px}}

/* Mortgage Services hub */
.services-hero{background:linear-gradient(135deg,rgba(9,17,34,.92),rgba(76,29,149,.88)),url('https://images.unsplash.com/photo-1560518883-ce09059eeffa?auto=format&fit=crop&w=2200&q=90') center/cover no-repeat}.services-hub-intro{background:#fff}.services-intro-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:54px;align-items:center}.intro-panel{padding:34px;border:1px solid var(--border);border-radius:18px;background:linear-gradient(135deg,#fbf9ff,#f4ecff);box-shadow:0 18px 50px rgba(31,15,68,.10)}.intro-panel h3{margin:0 0 10px;color:var(--purple);font-size:28px;line-height:1.15}.intro-panel p{color:var(--muted);font-size:16px;margin-bottom:22px}.services-hub-cards{padding-top:74px;background:var(--soft)}.services-grid-five{grid-template-columns:repeat(5,1fr)}.services-grid-five .service-card{min-height:260px}.services-grid-five .service-card p{min-height:88px}.services-cta{background:linear-gradient(135deg,#4c1d95,#7c3aed);color:#fff;text-align:center}.services-cta h2{font-size:clamp(34px,4vw,52px);line-height:1.1;margin-bottom:14px}.services-cta p{max-width:720px;margin:0 auto 26px;color:rgba(255,255,255,.92);font-size:18px}.services-cta .primary-btn{background:#fff;color:var(--purple);box-shadow:0 14px 35px rgba(0,0,0,.18)}@media(max-width:1180px){.services-grid-five{grid-template-columns:repeat(2,1fr)}.services-intro-grid{grid-template-columns:1fr}}@media(max-width:720px){.services-grid-five{grid-template-columns:1fr}.intro-panel{padding:24px}.services-grid-five .service-card p{min-height:0}}

/* First-Time Buyers page */
.hero-first-time-buyers{background:linear-gradient(90deg, rgba(10,15,32,.94) 0%, rgba(10,15,32,.82) 42%, rgba(10,15,32,.18) 100%),url('https://images.unsplash.com/photo-1600607687939-ce8a6c25118c?auto=format&fit=crop&w=2200&q=80') center/cover no-repeat}.benefits{background:#fff}.section-title{font-size:clamp(34px,4vw,54px);line-height:1.08;letter-spacing:-1.6px;margin-bottom:18px}.section-intro{max-width:760px;color:var(--muted);font-size:18px;margin-bottom:42px}.benefits-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}.card{padding:30px;border:1px solid var(--border);border-radius:18px;background:#fff;box-shadow:0 12px 34px rgba(17,24,39,.05);transition:.2s ease}.card:hover{transform:translateY(-5px);box-shadow:0 20px 45px rgba(124,58,237,.12)}.icon{width:68px;height:68px;border-radius:50%;background:var(--lavender);color:var(--purple);display:flex;align-items:center;justify-content:center;font-size:32px;margin-bottom:20px}.card h3{font-size:21px;margin-bottom:10px}.card p{color:var(--muted);font-size:15px}.process{background:#faf8ff}.process-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:18px}.step{background:#fff;border:1px solid var(--border);border-radius:18px;padding:26px}.step-number{width:54px;height:54px;border-radius:50%;background:linear-gradient(135deg,var(--purple),var(--purple-2));color:#fff;display:flex;align-items:center;justify-content:center;font-size:24px;font-weight:900;margin-bottom:18px}.step h3{font-size:18px;margin-bottom:8px}.step p{color:var(--muted);font-size:14px}.split{display:grid;grid-template-columns:1fr 1fr;gap:52px;align-items:center}.image-card{border-radius:24px;overflow:hidden;box-shadow:0 24px 60px rgba(17,24,39,.14)}.image-card img{width:100%;height:520px;object-fit:cover}.checklist{display:grid;gap:14px;margin-top:26px}.check-item{display:flex;gap:14px;align-items:flex-start;padding:16px;border-radius:14px;background:#f8f4ff;color:#374151;font-weight:700}.check-item span{color:var(--purple);font-weight:900}.cta-strip{background:linear-gradient(135deg,#4c1d95,#7c3aed);color:#fff;text-align:center}.cta-strip h2{font-size:clamp(34px,4vw,52px);line-height:1.1;margin-bottom:16px}.cta-strip p{max-width:720px;margin:0 auto 28px;font-size:18px;opacity:.92}.cta-strip .primary-btn{background:#fff;color:var(--purple);box-shadow:0 14px 35px rgba(0,0,0,.18)}.faqs{background:#fff}.faq-wrap{max-width:920px}.faqs details{border:1px solid var(--border);border-radius:14px;padding:20px 22px;margin-bottom:14px;background:#fff}.faqs summary{cursor:pointer;font-size:18px;font-weight:900}.faqs details p{color:var(--muted);margin-top:12px}
@media(max-width:1180px){.benefits-grid{grid-template-columns:repeat(2,1fr)}.process-grid{grid-template-columns:repeat(2,1fr)}.split{grid-template-columns:1fr}.callback-card{max-width:560px}}
@media(max-width:720px){.benefits-grid,.process-grid{grid-template-columns:1fr}.image-card img{height:340px}.section-intro{font-size:17px}.hero-first-time-buyers .hero-actions{flex-direction:column}}

/* Remortgages page */
.hero-remortgages{background:linear-gradient(90deg,rgba(10,15,32,.92),rgba(10,15,32,.38)),url('https://images.unsplash.com/photo-1560518883-ce09059eeffa?auto=format&fit=crop&w=2200&q=80') center/cover no-repeat;min-height:560px}.hero-content-wide{max-width:820px}.process-grid-four{grid-template-columns:repeat(4,1fr)}.remortgage-timing-section{background:#fff}.remortgage-timing-section .card h3{font-size:21px;margin-bottom:10px;color:var(--ink)}
@media(max-width:1180px){.process-grid-four{grid-template-columns:repeat(2,1fr)}}
@media(max-width:720px){.process-grid-four{grid-template-columns:1fr}.hero-remortgages{min-height:auto}}

/* Buy-to-Let page */
.hero-buy-to-let{background:linear-gradient(90deg,rgba(10,15,32,.92),rgba(10,15,32,.38)),url('https://images.unsplash.com/photo-1560520653-9e0e4c89eb11?auto=format&fit=crop&w=2200&q=80') center/cover no-repeat;min-height:560px}.buy-to-let-details-section{background:#fff}.mini-card-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.mini-card-grid .card{padding:24px}.mini-card-grid .card h3{font-size:20px;margin-bottom:8px;color:var(--ink)}
@media(max-width:900px){.mini-card-grid{grid-template-columns:1fr}.hero-buy-to-let{min-height:auto}}

/* Self-Employed page */
.hero-self-employed{background:linear-gradient(90deg,rgba(10,15,32,.92),rgba(10,15,32,.38)),url('https://images.unsplash.com/photo-1551836022-d5d88e9218df?auto=format&fit=crop&w=2200&q=80') center/cover no-repeat;min-height:560px}.self-employed-details-section{background:#fff}.self-employed-details-section .mini-card-grid .card h3{font-size:20px;margin-bottom:8px;color:var(--ink)}@media(max-width:900px){.hero-self-employed{min-height:auto}}

/* V2.0.7 service page hero standardisation + Bad Credit page */
.hero-first-time-buyers,
.hero-remortgages,
.hero-buy-to-let,
.hero-self-employed,
.hero-bad-credit{
  min-height:650px;
  display:flex;
  align-items:center;
}
.hero-bad-credit{
  background:linear-gradient(90deg,rgba(10,15,32,.92),rgba(10,15,32,.38)),url('https://images.unsplash.com/photo-1450101499163-c8848c66ca85?auto=format&fit=crop&w=2200&q=80') center/cover no-repeat;
}
.notice{
  background:#fff7ed;
  border:1px solid #fed7aa;
  border-radius:18px;
  padding:24px;
  color:#7c2d12;
  margin-top:25px;
  font-weight:700;
}
.bad-credit-details-section{background:#fff;}
@media(max-width:1180px){
  .hero-first-time-buyers,
  .hero-remortgages,
  .hero-buy-to-let,
  .hero-self-employed,
  .hero-bad-credit{min-height:500px;}
}
@media(max-width:720px){
  .hero-first-time-buyers,
  .hero-remortgages,
  .hero-buy-to-let,
  .hero-self-employed,
  .hero-bad-credit{min-height:420px;}
}

/* V2.0.8 Calculator page */
.hero-calculator{
  background:linear-gradient(90deg,rgba(10,15,32,.92),rgba(10,15,32,.38)),url('https://images.unsplash.com/photo-1554224155-6726b3ff858f?auto=format&fit=crop&w=2200&q=80') center/cover no-repeat;
  min-height:650px;
  display:flex;
  align-items:center;
}
.calculator-page-section{background:#fff;}
.calc-wrapper{display:grid;grid-template-columns:1fr 420px;gap:40px;align-items:start;}
.calculator-panel{background:#fff;border-radius:22px;padding:35px;box-shadow:0 20px 50px rgba(0,0,0,.08);border:1px solid var(--border);}
.calculator-panel h2{margin:0 0 10px;font-size:clamp(32px,4vw,46px);line-height:1.1;letter-spacing:-1px;color:var(--ink);}
.calculator-panel p{color:var(--muted);margin-bottom:25px;font-size:17px;}
.form-group{margin-bottom:18px;}
.form-group label{display:block;margin-bottom:8px;font-weight:900;color:var(--ink);}
.calculator-result{margin-top:25px;text-align:center;background:linear-gradient(135deg,var(--purple),var(--purple-2));color:#fff;}
.calculator-result span{display:block;margin-bottom:8px;font-size:13px;font-weight:900;text-transform:uppercase;letter-spacing:.05em;color:rgba(255,255,255,.9);}
.calculator-result strong{display:block;font-size:54px;line-height:1;color:#fff;}
.calculator-sidebar{display:grid;gap:20px;}
.calculator-sidebar .card{background:#faf8ff;box-shadow:none;}
.calculator-features-section{background:#fff;padding-top:0;}
.calculator-features{grid-template-columns:repeat(3,1fr);}
.feature-card{text-align:center;}
.feature-card .icon{margin-left:auto;margin-right:auto;}
@media(max-width:1180px){.hero-calculator{min-height:500px}.calc-wrapper{grid-template-columns:1fr}.calculator-sidebar{grid-template-columns:repeat(3,1fr)}}
@media(max-width:900px){.calculator-sidebar{grid-template-columns:1fr}.calculator-features{grid-template-columns:1fr}}
@media(max-width:720px){.hero-calculator{min-height:420px}.calculator-panel{padding:24px}.calculator-result strong{font-size:42px}}

/* V2.0.9 FAQs page */
.hero-faqs{
  background:linear-gradient(90deg,rgba(10,15,32,.92),rgba(10,15,32,.38)),url('https://images.unsplash.com/photo-1554224154-26032ffc0d07?auto=format&fit=crop&w=2200&q=80') center/cover no-repeat;
  min-height:650px;
  display:flex;
  align-items:center;
}
.faq-page-section{background:#faf8ff;}
.faq-intro{max-width:760px;margin-bottom:40px;}
.faq-intro h2{font-size:clamp(34px,4vw,46px);line-height:1.1;letter-spacing:-1px;margin:0 0 15px;color:var(--ink);}
.faq-intro p{color:var(--muted);font-size:18px;}
.faq-grid{display:grid;grid-template-columns:280px 1fr;gap:40px;align-items:start;}
.category-list{position:sticky;top:110px;display:grid;gap:12px;}
.category-list a{display:block;padding:14px 18px;background:#fff;border:1px solid var(--border);border-radius:12px;text-decoration:none;color:var(--ink);font-weight:900;box-shadow:0 8px 24px rgba(17,24,39,.03);transition:.2s ease;}
.category-list a:hover{border-color:var(--purple);color:var(--purple);transform:translateY(-2px);box-shadow:0 16px 34px rgba(124,58,237,.10);}
.faq-content{min-width:0;}
.faq-section{margin-bottom:45px;scroll-margin-top:120px;}
.faq-section h2{font-size:clamp(28px,3vw,34px);margin:0 0 20px;color:var(--ink);letter-spacing:-.5px;}
.faq-section details{background:#fff;border:1px solid var(--border);border-radius:14px;padding:20px 22px;margin-bottom:14px;box-shadow:0 8px 24px rgba(0,0,0,.03);}
.faq-section summary{cursor:pointer;font-size:18px;font-weight:900;list-style:none;color:var(--ink);}
.faq-section summary::-webkit-details-marker{display:none;}
.faq-section summary::after{content:'+';float:right;font-size:24px;color:var(--purple);line-height:1;margin-left:18px;}
.faq-section details[open] summary::after{content:'−';}
.faq-section details p{color:var(--muted);margin:14px 0 0;line-height:1.7;}
@media(max-width:1180px){.hero-faqs{min-height:500px}.faq-grid{grid-template-columns:1fr}.category-list{position:static;grid-template-columns:repeat(2,1fr)}}
@media(max-width:720px){.hero-faqs{min-height:420px}.category-list{grid-template-columns:1fr}.faq-section summary{font-size:16px}.faq-section details{padding:18px}}

/* V2.1.0 Contact page + premium footer refresh */
.hero-contact{
  background:linear-gradient(90deg,rgba(10,15,32,.92),rgba(10,15,32,.38)),url('https://images.unsplash.com/photo-1521791136064-7986c2920216?auto=format&fit=crop&w=2200&q=80') center/cover no-repeat;
  min-height:650px;
  display:flex;
  align-items:center;
}
.contact-page-section{background:#fff;}
.contact-grid{display:grid;grid-template-columns:minmax(0,1fr) 420px;gap:40px;align-items:start;}
.contact-form-card{background:#fff;border:1px solid var(--border);border-radius:22px;padding:40px;box-shadow:0 20px 50px rgba(0,0,0,.08);}
.contact-form-card h2{margin:0 0 10px;font-size:clamp(34px,4vw,46px);line-height:1.1;letter-spacing:-1px;color:var(--ink);}
.contact-form-card>p{color:var(--muted);margin-bottom:25px;font-size:17px;}
.booking-choice{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-bottom:28px;}
.booking-box{padding:24px;border:1px solid var(--border);border-radius:18px;background:#faf8ff;}
.booking-box h3{margin:0 0 8px;font-size:22px;color:var(--ink);}
.booking-box p{margin:0 0 18px;color:var(--muted);line-height:1.6;}
.calendly-btn{width:100%;box-shadow:0 12px 28px rgba(109,40,217,.22);}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:18px;}
.contact-submit{width:auto;min-width:220px;}
.contact-consent{margin:8px 0 10px;}
.form-success{padding:16px 18px;border-radius:14px;background:#ecfdf5;border:1px solid #a7f3d0;color:#065f46;font-weight:800;margin-bottom:20px;}
.contact-sidebar{display:grid;gap:20px;}
.contact-card{padding:30px;border:1px solid var(--border);border-radius:18px;background:#faf8ff;box-shadow:0 10px 30px rgba(0,0,0,.04);}
.contact-card-purple{background:linear-gradient(135deg,#fbf9ff,#f4ecff);}
.contact-method{display:flex;gap:14px;align-items:flex-start;}
.contact-icon{width:58px;height:58px;border-radius:999px;background:var(--lavender);color:var(--purple);display:flex;align-items:center;justify-content:center;font-size:28px;flex:0 0 58px;}
.contact-icon .phone-icon{background:transparent;color:var(--purple);width:32px;height:32px;flex-basis:32px;}
.contact-card h3{margin:0 0 8px;font-size:21px;color:var(--ink);}
.contact-card p{margin:0;color:var(--muted);line-height:1.7;}
.contact-feature-strip{background:#faf8ff;padding-top:74px;}
.contact-features{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;}

.footer-trust-strip{padding:28px 0;background:#f8f7fb;border-top:1px solid var(--border);}
.footer-trust-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;}
.footer-trust-item{display:flex;align-items:center;justify-content:center;gap:12px;padding:18px 20px;border:1px solid var(--border);border-radius:16px;background:#fff;box-shadow:0 10px 30px rgba(17,24,39,.04);color:var(--ink);}
.footer-trust-item span{width:42px;height:42px;border-radius:999px;display:grid;place-items:center;background:var(--lavender);color:var(--purple);font-size:20px;}
.footer-trust-item strong{font-size:15px;font-weight:900;}
.premium-footer{background:#111827;color:rgba(255,255,255,.78);}
.footer-accent{height:5px;background:linear-gradient(90deg,var(--purple),var(--purple-2));}
.footer-main-premium{display:grid;grid-template-columns:1.35fr .9fr .9fr 1fr;gap:44px;padding:58px 0 28px;}
.footer-logo img,.footer-logo .custom-logo{width:235px!important;height:auto!important;filter:brightness(0) invert(1);margin-bottom:18px;}
.footer-col strong{display:block;margin:0 0 16px;color:#fff;font-size:18px;letter-spacing:-.2px;}
.footer-col p{line-height:1.75;margin:0 0 14px;}
.footer-warning{padding:14px 16px;border-radius:14px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.10);color:#fff!important;font-weight:800;}
.footer-links-col nav{display:grid;gap:10px;}
.footer-links-col a,.footer-email{color:rgba(255,255,255,.78);transition:.2s ease;}
.footer-links-col a:hover,.footer-email:hover{color:#fff;transform:translateX(3px);}
.footer-call{display:inline-flex;align-items:center;gap:10px;color:#fff;font-weight:900;margin-bottom:12px;}
.footer-call .phone-icon{background:linear-gradient(135deg,var(--purple),var(--purple-2));color:#fff;}
.footer-hours{color:rgba(255,255,255,.72);margin-top:14px!important;}
.footer-book-btn{display:inline-flex;margin-top:6px;padding:12px 18px;border-radius:10px;background:#fff;color:var(--purple)!important;font-weight:900;box-shadow:0 14px 35px rgba(0,0,0,.18);}
.footer-legal{padding:18px 0;border-top:1px solid rgba(255,255,255,.10);border-bottom:1px solid rgba(255,255,255,.10);}
.footer-legal p{margin:0;color:rgba(255,255,255,.68);font-size:13px;line-height:1.7;}
.footer-bottom{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:20px 0 28px;}
.footer-bottom p{margin:0;color:rgba(255,255,255,.68);font-size:13px;}
.footer-links{display:flex;align-items:center;gap:18px;flex-wrap:wrap;}
.footer-links a{color:rgba(255,255,255,.68);font-size:13px;}
.footer-links a:hover{color:#fff;}
@media(max-width:1180px){
  .hero-contact{min-height:500px;}
  .contact-grid{grid-template-columns:1fr;}
  .contact-sidebar{grid-template-columns:repeat(2,1fr);}
  .footer-main-premium{grid-template-columns:1fr 1fr;}
}
@media(max-width:900px){
  .booking-choice,.form-row,.contact-features,.footer-trust-grid{grid-template-columns:1fr;}
  .contact-sidebar{grid-template-columns:1fr;}
  .contact-form-card{padding:25px;}
  .contact-submit{width:100%;}
}
@media(max-width:720px){
  .hero-contact{min-height:420px;}
  .footer-main-premium{grid-template-columns:1fr;padding:42px 0 22px;gap:28px;}
  .footer-bottom{display:grid;gap:12px;}
  .footer-links{gap:12px;}
  .contact-form-card{padding:22px;}
}


/* V3.0 Premium purple footer refresh */
.premium-footer{
  position:relative;
  overflow:hidden;
  background:radial-gradient(circle at 12% 15%, rgba(196,155,255,.24), transparent 30%), linear-gradient(135deg,#321064 0%, #4c1d95 48%, #7c3aed 100%);
  color:rgba(255,255,255,.86);
}
.premium-footer:before{
  content:"";
  position:absolute;
  inset:auto -10% -45% -10%;
  height:260px;
  background:rgba(255,255,255,.07);
  transform:rotate(-3deg);
  pointer-events:none;
}
.footer-accent{
  height:6px;
  background:linear-gradient(90deg,#c4b5fd,#ffffff,#a78bfa);
  opacity:.9;
}
.footer-main-premium{
  position:relative;
  z-index:1;
  display:grid;
  grid-template-columns:1.35fr .9fr .9fr 1fr;
  gap:48px;
  padding:64px 0 34px;
}
.footer-logo{
  display:inline-flex;
  margin-bottom:18px;
}
.footer-logo img,
.footer-logo .custom-logo{
  width:255px!important;
  height:auto!important;
  filter:brightness(0) invert(1);
  margin:0 0 18px;
}
.footer-brand p{max-width:410px;}
.footer-col strong{
  display:block;
  margin:0 0 18px;
  color:#fff;
  font-size:19px;
  font-weight:950;
  letter-spacing:-.25px;
}
.footer-col p{
  line-height:1.75;
  margin:0 0 14px;
  color:rgba(255,255,255,.84);
}
.footer-warning{
  margin-top:18px!important;
  padding:15px 16px;
  border-radius:14px;
  background:rgba(255,255,255,.10);
  border:1px solid rgba(255,255,255,.16);
  color:#fff!important;
  font-weight:850;
  box-shadow:0 12px 35px rgba(0,0,0,.12);
}
.footer-links-col nav{display:grid;gap:11px;}
.footer-links-col a,
.footer-email{
  color:rgba(255,255,255,.82);
  transition:transform .2s ease,color .2s ease,opacity .2s ease;
}
.footer-links-col a:hover,
.footer-email:hover{
  color:#fff;
  transform:translateX(4px);
}
.footer-call{
  display:inline-flex;
  align-items:center;
  gap:11px;
  color:#fff;
  font-weight:950;
  margin-bottom:13px;
}
.footer-call .phone-icon{
  background:rgba(255,255,255,.16);
  color:#fff;
  border:1px solid rgba(255,255,255,.18);
}
.footer-hours{color:rgba(255,255,255,.76);margin-top:14px!important;}
.footer-book-btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  margin-top:8px;
  padding:13px 19px;
  border-radius:11px;
  background:#fff;
  color:#5b21b6!important;
  font-weight:950;
  box-shadow:0 18px 42px rgba(0,0,0,.22);
  transition:transform .2s ease,box-shadow .2s ease;
}
.footer-book-btn:hover{transform:translateY(-2px);box-shadow:0 22px 50px rgba(0,0,0,.28);}
.footer-legal{
  position:relative;
  z-index:1;
  padding:19px 0;
  border-top:1px solid rgba(255,255,255,.16);
  border-bottom:1px solid rgba(255,255,255,.16);
}
.footer-legal p{margin:0;color:rgba(255,255,255,.76);font-size:13px;line-height:1.7;}
.footer-bottom{
  position:relative;
  z-index:1;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:20px;
  padding:22px 0 30px;
}
.footer-bottom p{margin:0;color:rgba(255,255,255,.74);font-size:13px;}
.footer-credit{font-weight:800;color:#fff;}
.footer-links{display:flex;align-items:center;gap:18px;flex-wrap:wrap;}
.footer-links a{color:rgba(255,255,255,.74);font-size:13px;}
.footer-links a:hover{color:#fff;}
.footer-trust-strip{
  padding:30px 0;
  background:linear-gradient(135deg,#fbf9ff,#f4ecff);
  border-top:1px solid var(--border);
}
.footer-trust-item{border-color:#e4d8fb;}
@media(max-width:1180px){.footer-main-premium{grid-template-columns:1fr 1fr;}}
@media(max-width:720px){
  .footer-main-premium{grid-template-columns:1fr;padding:44px 0 24px;gap:30px;}
  .footer-logo img,.footer-logo .custom-logo{width:230px!important;}
  .footer-bottom{display:grid;gap:13px;}
  .footer-links{gap:12px;}
}

@media(max-width:560px){.mobile-menu{width:92vw;padding-left:18px;padding-right:18px}.mobile-primary-menu a{font-size:16px}.mobile-menu-panel-head{padding-top:18px}.mobile-phone-link{width:100%}}

/* V3.1.1 mobile navigation fix */
@media (max-width:1240px){
  .top-nav{position:sticky;top:0;z-index:9999;}
  .nav-inner{display:flex!important;align-items:center;justify-content:space-between;min-height:82px;gap:16px;}
  .nav-links{display:none!important;}
  .menu-toggle{display:inline-grid!important;place-items:center;flex:0 0 46px;}
  .phone-btn{display:inline-flex;}
  .site-logo img,.custom-logo{width:230px;}
}
@media (max-width:720px){
  .phone-btn{display:none!important;}
  .site-logo img,.custom-logo{width:205px;}
}
.mobile-menu{display:block!important;}
.mobile-menu .primary-menu,
.mobile-menu .mobile-primary-menu{display:block!important;list-style:none;margin:0;padding:0;}
.mobile-menu .primary-menu>li,
.mobile-menu .mobile-primary-menu>li{border-bottom:1px solid rgba(230,224,239,.75);position:relative;}
.mobile-menu .primary-menu a,
.mobile-menu .mobile-primary-menu a{display:block;padding:15px 0;color:var(--ink);font-weight:900;line-height:1.3;}
.mobile-menu .primary-menu .sub-menu,
.mobile-menu .mobile-primary-menu .sub-menu{display:none;position:static!important;opacity:1!important;visibility:visible!important;transform:none!important;box-shadow:none!important;border:0!important;border-left:3px solid var(--lavender)!important;border-radius:0!important;margin:0 0 14px!important;padding:8px 0 8px 16px!important;min-width:0!important;background:#fff!important;}
.mobile-menu .primary-menu .sub-menu:before,
.mobile-menu .mobile-primary-menu .sub-menu:before{display:none!important;}
.mobile-menu li.submenu-open>.sub-menu{display:block!important;}