If you’re a sole trader, contractor, freelancer or limited company director, we can help you understand what mortgage options may be available.
Speak to a Mortgage AdviserGetting a mortgage when self-employed can feel complicated, but it does not have to be. We help explain what lenders may look for and how to prepare your documents.
Support for applicants using self-employed income, accounts or tax calculations.
Guidance around salary, dividends, accounts and company income.
Help for contractors with day-rate, fixed-term or changing contract income.
Advice for variable income, project-based work and freelance earnings.
We look at your trading history, income structure and how you are paid.
We help identify what paperwork lenders may need for your application.
We compare suitable mortgage routes based on your circumstances.
We guide you through the application process from start to finish.
The documents required can vary by lender and employment structure, but these are common examples.
Your income changes month to month or year to year.
You have recently become self-employed or changed structure.
You take salary, dividends or retain profits in the business.
Your accounts need explaining clearly to a lender.
Yes. Many self-employed applicants successfully get mortgages. The key is showing income clearly, matching your circumstances with suitable lender criteria and preparing the right documents before applying.
Speak with Mortgage Advisor UK and get friendly guidance based on your work and income.
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